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3 Note: Two-year averages are used to compare state median incomes over time. html; calculations by New Strategist 36 AMERICAN INCOMES: Demographics of Who Has Money HOUSEHOLD INCOME, 2002 Household Income, 2002 AMERICAN INCOMES: Demographics of Who Has Money 37 Dual-Earner Married Couples Dominate Affluent Households Householders aged 35 to 54 account for the majority of those with incomes in the top 5 percent. By examining the characteristics of households within income quintiles, or fifths, the requirements of affluence become apparent.

Html; calculations by New Strategist AMERICAN INCOMES: Demographics of Who Has Money 19 Non-Hispanic Whites Experienced the Smallest Loss Since 2000 Asians saw their incomes decline 10 percent between 2000 and 2002. 3 percent, after adjusting for inflation. Behind the decline was the recession of 2001 and job losses. 2 percent. Despite the decline, Asians continue to have far higher incomes than other racial or ethnic groups, a median of $52,285 in 2002. Blacks have the lowest median income, just $29,177.

The cost of living in the Northeast is higher than in the South or Midwest, limiting the spending power of its residents. html; calculations by New Strategist AMERICAN INCOMES: Demographics of Who Has Money 33 Many States Experienced Declines in Median Household Income Between 1999–2000 and 2001–2002, households in thirty-four states and the District of Columbia saw their median income fall. The economic well-being of households by state is closely tied to local economies. The recession of 2001 affected most parts of the country, but some states suffered more than others.

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